BWXT Y•12 - A BWXT/Bechtel Enterprise
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Life and Accident Coverage
Your Life and Accident Insurance benefits are designed to provide financial security for your survivors in the event of your death, and for you, in case of accidental dismemberment, disability or, in the case of Special Accident, paralysis.

Highlights

Your Benefits …

                   
… Provide Security for Your Family Through Basic Life Coverage
Your basic life insurance coverage pays a benefit of at least two times your Pay before age 65 to your beneficiary in case of your death from any cause.  At age 65, your coverage is reduced.  You and the Company share the cost of this coverage. 

… Offer the Opportunity for Added Protection Through Supplemental, Spouse and Dependent Life Coverage
You may purchase supplemental life insurance coverage from one to five times your Pay to provide greater security for your beneficiary in case of your death from any cause.  You may also purchase spouse life insurance in amounts from $10,000 to $50,000 and dependent life insurance in the amount of $10,000.

… Automatically Provide Business Travel Accident Coverage
Business travel accident insurance coverage pays a benefit of four times your Pay, up to $500,000, to you or your beneficiary in case of accidental death, dismemberment, or Total and Permanent Disability (as defined in the Glossary) while you are traveling on a Business Trip (as defined in the Glossary).  This coverage is provided automatically, at no cost to you.

… Give You Extra Security Through Special Accident Coverage
Special accident insurance coverage from $20,000 to $500,000 can provide extra financial security for you or your beneficiary in the event of accidental death, dismemberment, or paralysis.  Family coverage is also available.

What happens to your benefits when ...
For more information about what happens to your life and accident benefits when certain changes or events occur, see “How Changes Affect Your Benefits” in the “About Your Benefits” section.