Highlights

Your Disability Benefits …

… Are Automatically Provided by the Company The Company automatically provides some coverage under the short-term and long-term disability plans.  The benefit amount for hourly versus salaried employees varies and is explained under the section “Benefit Amount.”  Part-time employees are not eligible for either short-term or long-term disability benefits.   ... Replace Part of Your Pay for Disabilities that Continue Past Six Months The long-term disability plan continues part of your Pay after you have been disabled for six months with benefits payable until you reach age 65 or until your disability ends, if earlier.  If you become disabled on or after reaching age 60, benefits may continue for five years, or until you reach age 70, whichever comes first.  If you become disabled on or after reaching age 70, benefits may continue for 12 months. ... Are Coordinated with Other Disability Income Your short-term disability and long-term disability benefits may be reduced by other income benefits, such as workers’ compensation and Social Security, that you receive while disabled.

What happens to your benefits when ... For more information about what happens to your disability benefits when certain changes or events occur, see “How Changes Affect Your Benefits” in the “About Your Benefits” section.