... Provide Coverage at No Cost
Coverage under the short-term disability plan and long-term disability plan is provided automatically, at no cost to you.
... Continue Part of Pay for Up to 180 Calendar Days
The short-term disability plan continues part of your Pay for up to 180 calendar days of disability, based on your length of service and the duration of your disability. NOTE: Six months or 26 weeks of disability are administered as 180 days.
... Replace Part of Your Pay for Disabilities that Continue Past 180 Calendar Days
The long-term disability plan continues part of your Pay after you have been disabled for 180 calendar days with benefits payable until you reach age 65 or until your disability ends, if earlier. If you become disabled on or after reaching age 60 but before age 69, benefits may continue for five years (starting with the date you begin long-term disability), or until you reach age 70, whichever comes first. If you become disabled on or after reaching age 69, benefits may continue for up to 12 months (starting with the date you begin long-term disability).
... Are Coordinated with Other Disability Income
Your short-term disability and long-term disability benefits may be reduced by other income benefits, such as workers’ compensation and Social Security, you receive while disabled.
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