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Eligibility
Employee
You are eligible to participate in the benefit plans described in this book if you are employed and paid as a Full-Time Employee of the Company working on a regular basis, or a Full-Time Temporary Employee who is hired to work at least 12 months. Part-Time Employees and Full-Time Temporary Employees who are hired to work less than 12 months are also eligible for many of the benefits described in this book. Ad Hoc Employees are not eligible to participate in any benefit plans.
If you are an hourly employee, you are eligible for business travel accident insurance and those benefit plans in which your collective bargaining unit has agreed to participate.
Individuals who are paid as independent contractors or who are leased from another employer are not employees and are not eligible to participate in the benefit plans described in this benefit summary book.
The terms "Full-Time Employee," "Part-Time Employee," "Full-Time Temporary Employee," and “Ad Hoc Employee” are defined in the Glossary.
Dependents
You may choose to cover your Eligible Dependents for medical (including prescription drug and vision care), dental, life, special accident, and long term care insurance coverage. Your Eligible Dependents may also use the employee assistance program.
Medical (including prescription drugs and vision care) and dental coverage may be continued for an unmarried Child who is incapable of self-support due to a physical or mental handicap that began before he or she reached age 24, provided you submit proof of the Child’s disability to the insurance company within 30 days after attaining the maximum age and you remain a participant in the plan. Additional proof of the Child’s continuing disability will be required periodically.
When your dependents are no longer eligible for health care coverage, they may be eligible to continue coverage for up to 36 months under COBRA. See the “Administrative Information” section for information on COBRA.
Special accident insurance coverage may be continued indefinitely for an unmarried Child who is incapable of self-support due to a physical or mental handicap that began before he or she reached age 19.
The terms “Eligible Dependents” and "Child" are defined in the Glossary.
Special Eligibility Rules for Families
If you and your spouse work for either Company and are eligible to participate in the Company’s benefit plans, you may enroll in the plan as an employee, or
you may be enrolled as a spouse. However, you may not enroll for coverage as an employee and as a spouse. In addition, only one of you may enroll your Eligible Dependent Children. Part-Time Hourly Employees are eligible for the Savings Program and Pension Plan, but are not eligible for any other benefit plans.
Eligibility ... At a Glance |
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Benefit Plan |
When You Are Eligible |
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Full-Time Employees and Full-Time Temporary Employees Hired to Work at Least 12 Months |
Part-Time Employees and Full-Time Temporary Employees Hired to Work Less Than 12 Months |
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Medical (including Prescription Drugs and Vision Care) |
on your first day of work |
after 4 months of service |
Dental |
on your first day of work |
after 4 months of service |
Employee Assistance |
on your first day of work |
on your first day of work |
Flexible Spending Accounts |
on your first day of work |
Full-Time Temporary Employees |
Short-Term Disability |
after 1 month of service (salaried) |
Full-Time Temporary Employees |
Long-Term Disability |
on your first day of work |
Full-Time Temporary Employees |
Long Term Care |
on your first day of work |
Part-Time Employees if working more than 50% of a full-time schedule on your first day of work. |
Basic, Supplemental, Spouse and Dependent Life Insurance |
on your first day of work |
on your first day of work |
Business Travel Accident Insurance |
on your first day of work |
on your first day of work |
Special Accident Insurance |
on your first day of work |
on your first day of work |
Savings Program |
on your first day of work |
on your first day of work |
Pension Plan |
on your first day of work |
on your first day of work |
Severance Plan |
Full-Time Employees |
Part-Time Employees |