… Provide Eligibility for You and Your Family
As a Full-Time Employee, or Full-Time Temporary Employee hired to work at least 12 months, you are eligible for coverage under most benefit plans, including health care, life and accident insurance, the Savings Program and the pension plan, on your first day of work.  Part-Time Employees and Full-Time Temporary Employees hired to work less than 12 months are immediately eligible for life and accident insurance, the Savings Program and the pension plan, and become eligible for medical and dental coverage after four months of service.  Part-Time Employees are not eligible for short-term or long-term disability benefits or flexible spending accounts.  Ad Hoc Employees, as defined in the Glossary, are not eligible to participate in any benefit plans.

… Offer Coverage Automatically
If you are in the class of employees eligible for benefits, you are automatically covered under the plans below.  See the “Eligibility At a Glance” chart in this section for a summary listing of employees that may be eligible for benefits. 

• Employee Assistance Program
• Short-Term Disability and Long-Term Disability (eligible as defined in the “Disability Coverage” and “Glossary” sections)
• Business Travel Accident Insurance
• Pension Plan

… Let You Choose the Coverage That is Right for You
These benefits are optional, giving you the opportunity to choose the coverage you want and need:

• Medical (including prescription drugs and vision care)
• Dental
• Flexible Spending Accounts
• Basic and Supplemental Life Insurance
• Spouse and Dependent Life Insurance
• Special Accident Insurance
• Savings Program
• Long Term Care
• Long-Term Disability buy-up (BWXT Y-12 employees)

… Offer Tax-Effective Coverage
Contributions for flexible spending accounts and for medical (including prescription drugs and vision benefit) and dental coverage are automatically deducted from your Pay on a before-tax basis, and according to IRS rules.  You can also make before-tax contributions to the Savings Program.  At the annual Open Enrollment, or when you first sign up for medical and dental coverage, you may elect to have contributions taken from your Pay on an after-tax basis.